Keeping It Simple
Here at Gibbs Financial Group, LLC we understand how complicated it can seem out there trying to figure out what to do with your hard earned money. We believe in a simple easy to understand approach that will actually help you understand how everything works. We know that just reading your statement sometimes can be frustrating and complicated. Again we believe in simplifying things and making it easier to understand. We do annual client reviews either by phone or in person and we provide you a simple easy to read and understand summary of your accounts.
It is our goal that all our clients have less money stress and sleep better at night knowing their money is in a safer place where the principal is protected. Call us today and set a time and meet with one of our representatives and allow us to explain in detail how it all works. We can tell you quickly if what we do is right for you, suitable for you and then you can decide if you like it or not. No pressure, no fancy sales tactics, just a straight forward honest simple up front approach to what can be a complicated decision.
A third important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company issuing the fixed index annuity. These guarantees help protect your assets,...read more
Another advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In addition to choosing your indexes, you can also determine what portion of your...read more
A Fixed Index Annuity Offers Tax Advantages During the accumulation phase of your contract, any interest growth is tax-deferred. If you purchase your fixed index annuity with after-tax dollars, you will only pay ordinary income taxes on your earnings – not on your...read more
A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional benefits to protect your retirement assets and income. Let’s take a...read more
Insurance Company: This is the company that issues the annuity. The insurance company is responsible for backing the annuity’s guarantees. Contract Owner/Annuitant: These usually are the same person, but they can be different. The owner makes decisions about the...read more
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future....read more
The financial markets often present challenging times to those trying to plan for their future. Uncertainties can make it difficult to feel good about retirement strategies. Limited availability of traditional retirement income sources, such as defined benefit...read more