Protection of Your Principal
Here at Gibbs Financial Group, LLC we know how hard everyone works to earn money and save money. We don’t want to see anyone lose money because they put their money in a place where they have volatility or risk because of a market downturn.
At Gibbs Financial Group, LLC we put our clients in a product that will keep their principal and interest protected and they no longer have to worry about whether the market is up or down. No more roller coaster ride up and down year after year only to watch one bad year wipe out half your money.
At Gibbs Financial Group, LLC we believe everyone should keep some of their money in a place where the principal and interest is protected from loss. If you want some of your hard earned money in a place where the principal and interest is protected, please call us and set a time to meet with one of our representatives and we will be happy to completely explain your alternatives and introduce you to a product we believe might be right for you.
A third important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company issuing the fixed index annuity. These guarantees help protect your assets,...read more
Another advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In addition to choosing your indexes, you can also determine what portion of your...read more
A Fixed Index Annuity Offers Tax Advantages During the accumulation phase of your contract, any interest growth is tax-deferred. If you purchase your fixed index annuity with after-tax dollars, you will only pay ordinary income taxes on your earnings – not on your...read more
A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional benefits to protect your retirement assets and income. Let’s take a...read more
Insurance Company: This is the company that issues the annuity. The insurance company is responsible for backing the annuity’s guarantees. Contract Owner/Annuitant: These usually are the same person, but they can be different. The owner makes decisions about the...read more
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future....read more
The financial markets often present challenging times to those trying to plan for their future. Uncertainties can make it difficult to feel good about retirement strategies. Limited availability of traditional retirement income sources, such as defined benefit...read more