Reasonable Rate of Return
Here at Gibbs Financial Group, it is our goal to help you get a reasonable, conservative return on your money over time. What we offer our clients not only protects their principal and interest, but it also allows them to get a reasonable return over time. According to many publications and market history a fair assumed rate of return over time can be between 4% and 6% annually.
If you’re like most investors you love it when the market rises and you get a big return but you hate when the market goes down and lose those returns and sometimes your principal. What if you could get some of the ups with none of the downs? What if you never had to worry about a downturn in the market or a volatile market ever again? Would you sleep better? Would you have less stress and money worries?
Call us and set a time to meet with one of our representatives and let them show you how you can have less stress and sleep comfortably at night knowing that your principal and interest is protected. We will explain everything in detail to make sure this is right and suitable for you.
A third important advantage of a fixed index annuity is the range of guarantees and optional protection benefits available. These benefits allow you to transfer risk to the insurance company issuing the fixed index annuity. These guarantees help protect your assets,...read more
Another advantage of a fixed index annuity is the opportunity to accumulate interest based on changes in an external index. Some FIAs offer you a choice of indexes rather than just one. In addition to choosing your indexes, you can also determine what portion of your...read more
A Fixed Index Annuity Offers Tax Advantages During the accumulation phase of your contract, any interest growth is tax-deferred. If you purchase your fixed index annuity with after-tax dollars, you will only pay ordinary income taxes on your earnings – not on your...read more
A fixed index annuity (FIA) offers a unique combination of benefits that can help you achieve your long-term goals. No other product offers the tax deferral, indexed interest potential, and optional benefits to protect your retirement assets and income. Let’s take a...read more
Insurance Company: This is the company that issues the annuity. The insurance company is responsible for backing the annuity’s guarantees. Contract Owner/Annuitant: These usually are the same person, but they can be different. The owner makes decisions about the...read more
A fixed index annuity is a contract between you and an insurance company that may help you reach your long-term financial goals. In exchange for your premium payment, the insurance company provides you income, either starting immediately or at some time in the future....read more
The financial markets often present challenging times to those trying to plan for their future. Uncertainties can make it difficult to feel good about retirement strategies. Limited availability of traditional retirement income sources, such as defined benefit...read more